Another way to think about

🛡 it is, 3 to 2 is exactly the same as 1 ½. And it’s a lot easier to figure out 🛡 half of

the bet and then add that number to the original bet. For example, if you have aR$12

wager, 🛡 half ofR$12 isR$6. AddR$6 toR$12 and your answer isR$18.